[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.klagip.cz\/nekdy-se-hodi-i-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.klagip.cz\/nekdy-se-hodi-i-pujcka\/","headline":"N\u011bkdy se hod\u00ed i p\u016fj\u010dka","name":"N\u011bkdy se hod\u00ed i p\u016fj\u010dka","description":"Podnikatel\u00e9 si pochopiteln\u011b tou\u017e\u00ed v prvn\u00ed \u0159ad\u011b dost vyd\u011bl\u00e1vat. O pen\u00edze jde u nich toti\u017e v\u00edce ne\u017e u koho jin\u00e9ho","datePublished":"2024-05-17","dateModified":"2024-05-17","author":{"@type":"Person","@id":"https:\/\/www.klagip.cz\/author\/#Person","name":"","url":"https:\/\/www.klagip.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"klagip.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.klagip.cz\/wp-content\/uploads\/pppp_9.jpg","url":"https:\/\/www.klagip.cz\/wp-content\/uploads\/pppp_9.jpg","height":0,"width":0},"url":"https:\/\/www.klagip.cz\/nekdy-se-hodi-i-pujcka\/","about":["Finance"],"wordCount":416,"articleBody":"   Podnikatel\u00e9 si pochopiteln\u011b tou\u017e\u00ed v prvn\u00ed \u0159ad\u011b dost vyd\u011bl\u00e1vat. O pen\u00edze jde u nich toti\u017e v\u00edce ne\u017e u koho jin\u00e9ho a\u017e v prvn\u00ed \u0159ad\u011b, a to proto, \u017ee kdyby si nevyd\u011blali tolik, kolik je pot\u0159eba, nejen \u017ee by nem\u011bli z \u010deho \u017e\u00edt, ale nebylo by ani co investovat do jejich byznysu, kter\u00fd by bez toho nemohl fungovat tak, jak m\u00e1.Podnikatel\u00e9 prost\u011b mus\u00ed jak \u017e\u00edt, tak i financovat chod sv\u00fdch podnik\u016f. Bez toho to nejde. A nen\u00ed tedy nelogick\u00e9, \u017ee mus\u00ed za v\u0161ech okolnost\u00ed usilovat o zisk. Jenom se ziskov\u00fdm podnik\u00e1n\u00edm je v\u0161echno v tom nejlep\u0161\u00edm po\u0159\u00e1dku.Ale co kdy\u017e se n\u011bkdy p\u0159i podnik\u00e1n\u00ed neda\u0159\u00ed v\u0161echno tak, jak by se to da\u0159it m\u011blo, a t\u00edm p\u00e1dem se ani dost nevyd\u011bl\u00e1v\u00e1? Pak je to nep\u0159\u00edjemn\u00e1 situace. Proto\u017ee se tu v\u0161e za\u010dne postupn\u011b hroutit, a nakonec to m\u016f\u017ee skon\u010dit klidn\u011b i bankrotem a dluhy, kter\u00e9 podnikatel nesplat\u00ed do konce \u017eivota.A kdy\u017e jsou tak pot\u0159eba pen\u00edze, aby se podnik\u00e1n\u00ed udr\u017eelo v chodu, ale nejsou k dispozici ani pr\u016fb\u011b\u017en\u00e9 p\u0159\u00edjmy, ani finan\u010dn\u00ed rezervy, p\u0159ich\u00e1zej\u00ed n\u011bkdy vhod i p\u016fj\u010dky. I p\u016fj\u010den\u00e9 pen\u00edze lze do podnik\u00e1n\u00ed vkl\u00e1dat, i jimi lze zaji\u0161\u0165ovat dal\u0161\u00ed chod firem, a to a\u017e do doby, ne\u017e zase bude l\u00edp.Ale ne ka\u017ed\u00fd poskytovatel p\u016fj\u010dek je ochotn\u00fd podnikatel\u016fm v nesn\u00e1z\u00edch pom\u00e1hat. V\u011bt\u0161ina finan\u010dn\u00edch instituc\u00ed prov\u011b\u0159uje \u017eadatele p\u0159\u00edsn\u011b, po\u017eaduje po nich spousty r\u016fzn\u00fdch z\u00e1ruk, a kdy\u017e podnikatel nem\u00e1 \u017e\u00e1douc\u00ed kvality, neusp\u011bje a p\u016fj\u010dku nedostane. Na\u0161t\u011bst\u00ed ale neexistuj\u00ed jenom bankovn\u00ed p\u016fj\u010dky. Krom\u011b nich se u n\u00e1s d\u00e1 sehnat i hypot\u00e9ka bez registru, a na tu pak s\u00e1zej\u00ed ti, jim\u017e nen\u00ed osudem p\u0159\u00e1no. U t\u00e9 usp\u011bj\u00ed i ti, kdo by nem\u011bli v bank\u00e1ch kv\u016fli sv\u00fdm pot\u00ed\u017e\u00edm ani sebemen\u0161\u00ed nad\u011bji.Nebankovn\u00ed hypot\u00e9ka toti\u017e vy\u017eaduje hlavn\u011b z\u00e1ruku v podob\u011b nemovit\u00e9ho majetku. A kdy\u017e n\u011bkdo takovou z\u00e1ruku nab\u00eddne a zvl\u00e1dne platit spl\u00e1tky, usp\u011bje. A to za a\u017e p\u0159ekvapiv\u011b v\u00fdhodn\u00fdch podm\u00ednek. A pro\u010d byste tedy nevyzkou\u0161eli nebankovn\u00ed hypot\u00e9ku t\u0159eba i vy?                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy se hod\u00ed i p\u016fj\u010dka","item":"https:\/\/www.klagip.cz\/nekdy-se-hodi-i-pujcka\/#breadcrumbitem"}]}]